{"id":34,"date":"2021-12-20T04:00:00","date_gmt":"2021-12-20T10:00:00","guid":{"rendered":"https:\/\/www.miaoinsuranceservices.com\/blog\/?p=34"},"modified":"2021-12-18T09:20:54","modified_gmt":"2021-12-18T15:20:54","slug":"why-your-new-business-needs-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.miaoinsuranceservices.com\/blog\/why-your-new-business-needs-commercial-insurance\/","title":{"rendered":"Why Your New Business Needs Commercial Insurance"},"content":{"rendered":"<p>There are a number of challenges and obstacles that a new business may face, and if a financial challenge is large enough, it could be enough to cause them to have to close their doors indefinitely. This is why it is recommended to get business insurance through a company like Miao Insurance Services. Regardless of how long your Pleasanton, CA business has been in operation, commercial insurance ensures you&rsquo;re protected and can continue in the event of a disaster.<\/p>\n<p><strong>Commercial Insurance Covers You and Your Employees<\/strong><\/p>\n<p>Business insurance typically covers liability and workers&rsquo; compensation insurance. Liability covers you in the event someone on the premises sustains an injury and wishes to pursue legal action against you. Workers&rsquo; comp provides protection for your employees if they are hurt while working. In fact, depending on the state where you live, it is required by law to have.<\/p>\n<p><strong>Commercial Insurance Covers Natural Disasters<\/strong><\/p>\n<p>Natural disasters like earthquakes, fires, and floods can quickly wipe out your entire business, but an insurance policy can cover most of your losses in a terrible situation like this. While your business is being prepared, your insurance plan may cover being set up in a temporary space, lost income while your doors are shut, and\/or the money necessary to get back up and running again.<\/p>\n<p><strong>Commercial Insurance Covers Theft<\/strong><\/p>\n<p>Depending on the severity, theft can bring a business to its knees. Regardless of whether it is computer equipment or inventory, without insurance, you will be left to handle the replacement bill. With insurance, you will receive a payment that&rsquo;s equal to the value of the lost items. Depending on your plan, you may even receive compensation for lost revenue as you recover.<\/p>\n<p>Don&rsquo;t let your Pleasanton, CA business get caught uncovered in the event of a disaster. Contact Miao Insurance Services to discuss your options and level of coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are a number of challenges and obstacles that a new business may face, and if a financial challenge is large enough, it could be enough to cause them to have to close their doors indefinitely. This is why it is recommended to get business insurance through a company like Miao Insurance Services. Regardless of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[14,13],"class_list":["post-34","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-miao-insurance-services","tag-pleasanton-ca"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.miaoinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/34","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.miaoinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.miaoinsuranceservices.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.miaoinsuranceservices.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.miaoinsuranceservices.com\/blog\/wp-json\/wp\/v2\/comments?post=34"}],"version-history":[{"count":1,"href":"https:\/\/www.miaoinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/34\/revisions"}],"predecessor-version":[{"id":35,"href":"https:\/\/www.miaoinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/34\/revisions\/35"}],"wp:attachment":[{"href":"https:\/\/www.miaoinsuranceservices.com\/blog\/wp-json\/wp\/v2\/media?parent=34"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.miaoinsuranceservices.com\/blog\/wp-json\/wp\/v2\/categories?post=34"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.miaoinsuranceservices.com\/blog\/wp-json\/wp\/v2\/tags?post=34"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}