About Miao Insurance Services

Miao Insurance Services is a locally-owned and operated independent insurance agency Serving the San Francisco-Bay Area and all of California.

We help people find affordable and reliable insurance products from multiple insurance carriers. Whether you need homeowners, landlord, renters, personal auto, recreational vehicle, personal umbrella, motorcycle, RV, boats and yachts our independent agency has got what you need. As an independent agency, we can help you find the perfect combination of coverage and price to fit your unique needs.

What is a "Independent" Agent?

Independent means we are not in contract with just one company but multiple insurance carriers. Instead of you the consumer calling a dozen companies trying to find the best price and value, we will do that for you. An Independent Agency will do the legwork for you as we will search not just for the best price but the best value and best fit for your needs.