If you live in California, you know that earthquakes are an inescapable event. Planning for earthquakes is just a normal part of life. One of the ways that you can plan for earthquakes is to get earthquake insurance. This type of insurance is important for recovering after a significant earthquake.

Having this type of insurance can save you thousands of dollars in the event that your home is seriously damaged or destroyed during a covered event. At Miao Insurance Services, servicing Pleasanton, CA, we’re happy to help you learn more about earthquake insurance.

Here’s what you need to know:

1. What is earthquake insurance?

Earthquake insurance is a specific type of insurance that covers direct physical loss to property due to an earthquake. 

2. Who should get earthquake insurance?

Just about anyone who owns property or rents property in an area where earthquakes are common should consider getting earthquake insurance for their home. Earthquake insurance is often low-cost and can save you thousands of dollars if a covered event occurs. 

3. Are earthquakes covered by homeowners insurance or renters insurance?

Earthquakes are not covered by a typical homeowners or renters insurance policy. You can find out more about what is covered by your renters or homeowners insurance policy by speaking to your insurance agent. 

4. How can I get earthquake insurance?

If you’re interested in getting earthquake insurance in Pleasanton, CA and the surrounding area, contact us at Miao Insurance Services. We offer earthquake insurance and a range of other policy types to help you cover your possessions. Insurance can help protect you financially when certain events occur, so don’t wait – call today to find out more.