What to do if your CA home is damaged by floodwater

When it comes to protecting your Pleasanton, CA area home, rely on Miao Insurance Services. If you are concerned about possible flood damage occurring in your area, give us a call today. Now is the time to get the right insurance policy in place.

Handling flood water damage to your home 

If you have flood damage in your home, the first step is to call your local insurance agent. They can provide direction on getting the claim process started and provide a list of approved contractors and vendors. It’s important to contact your insurance provider before getting any estimates or having any work started. 

Of course, if your home is not habitable or safe due to the damage, it’s time to set up alternative housing options. Many comprehensive homeowner’s policies provide coverage for alternative housing if your home is rendered uninhabitable due to a covered event. It’s always important to get yourself and your family to safety as quickly as possible.

When it is safe to visit your home, take an inventory of the damage. This will help the adjuster file an accurate claim. If your receipts or records of your belongings were damaged or destroyed in the flood, your agent should be able to give you some tips on how to provide alternative information.

Flood water can be extremely damaging, and remediation of the damage can take a long time. This is especially true if mold develops in your home. Flood insurance can help! 

We are here to help! Call today

Miao Insurance Services is proud to serve the insurance needs of the greater Pleasanton, CA community. If you want to make sure that your home has the insurance protection it needs, call or stop by our office today.