What is Modified Motorcycle Insurance?

Pleasanton, CA is a great place to ride a motorcycle almost year-round, as it almost never gets below freezing, winters are short, and summer isn’t unbearably hot. Making custom modifications to your motorcycle can make your riding time even more enjoyable by increasing comfort, boosting speed, and lengthening your motorcycle’s lifespan. Even so, it’s important to remember that making changes to your motorcycle can affect motorcycle coverage; in fact, you may need to switch over to modified motorcycle insurance to make sure your bike is fully covered.

How Does Modified Motorcycle Insurance Work?

Modified motorcycle insurance is customizable based on your specific situation. If you own an expensive motorcycle and have made significant modifications, you may want to purchase a policy that will pay out a set cash value if the motorbike is severely damaged or destroyed. Conversely, if you’ve added a few ready-made accessories, you can list these and ensure they’re covered along with other aspects of your motorcycle. Bear in mind that your insurer will likely ask who made the modifications, request pictures of the modifications, or even ask to see your motorcycle before offering a price quote. 

Find out More from Miao Insurance Services

Miao Insurance Services is always happy to help motorcycle owners in and around Pleasanton, CA, get the best possible motorcycle insurance coverage. If you’re thinking about making modifications to your motorcycle, contact us to find out how your planned modifications could impact insurance coverage and to find the best ways to get your newly-modified bike fully covered. If you’ve already made modifications, send us pictures and detailed information so we can start the process of helping you review your policy options to select the best one.